Terms of Service

Last Updated: April 24, 2026

Welcome to Clexpay. By accessing and using our platform, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By creating a Clexpay account, registering, or using any of our services, you:

• Affirm that you are at least 18 years old
• Have the legal capacity to enter into binding contracts
• Agree to comply with these Terms and all applicable laws
• Accept our Privacy Policy and Cookie Policy

2. Account Registration & Verification

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Complete identity verification (KYC) as required
• Keep your login credentials secure and confidential
• Notify us immediately of any unauthorized access

3. Services We Provide

Clexpay offers the following services:

• Wallet: Deposit and withdraw NGN
• Crypto Trading: Buy and sell cryptocurrency (BTC, ETH, USDT)
• Bill Payments: Airtime, data, electricity, cable TV
• Gift Cards: Purchase digital gift cards

4. Prohibited Activities

5. Fees and Charges

• Transaction fees are clearly displayed before confirmation
• Fees may vary by service type and amount
• All fees are non-refundable
• We reserve the right to modify fees with notice

6. Risk Disclosures

• Cryptocurrency: Highly volatile; values can drop significantly
• No Guarantee: Past performance does not guarantee future results
• Technology: Technical failures may occur

7. Whistleblowing & Reporting

We encourage you to report:

• Security vulnerabilities or breaches
• Fraudulent activity
• Violation of these Terms by others
• Illegal use of the platform

Report: [email protected] (Subject: WHISTLEBLOWER)

8. Contact Information